Lesaka - Where You Are
Award-winning product

Fast, flexible funding to grow your business

Unsecured funding of up to R5 million with no paperwork or hidden fees. Apply online or on the app and get funded within 24 hours.

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R26M+Lent to merchants across Africa
700K+Merchants funded
80%Merchants come back for more

Funding when you need it most

Access working capital fast when opportunities arise
Keep your cash flow steady with small daily instalments
Use funding for stock, renovations, expansions, or unexpected costs
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Everything in your favour

  • You don't need to own anything to get funding. Get funded based on how your business performs, and spend it however you need.

Calculate your daily repayments

Select your funding amount and term to find an instalment that suits your cash flow.

How much do you need?

R 100,000R 5,000,000

Pay it back over?

Your daily instalment

R 0.00

Your total paymentR0.00
Settle early and save R0.00
FeesR0.00

Disclaimer: The results provided by this calculator are indicative only and based on our best available pricing. The figure provided does not constitute a funding offer or approval. A full application is required before any funding decision can be made. All funding is subject to credit, affordability and risk assessments, as well as our terms and conditions.

Download the app

Business funding built for your industry

In retail, wholesale, hospitality, or fuel? Get a clearer picture of what funding could cost and what it could unlock for your specific business.

Retail & Wholesale

Keep shelves full and customers coming back.

Stock purchasesUpgradesEnergy-saving solutions

Hospitality

Upgrade your venue and keep guests coming back for more.

Kitchen equipmentRenovationsSeasonal stock

Fuel & Forecourt

Keep pumps running and forecourts stocked year-round.

Fuel stockEquipment upgradesConvenience store
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Get the app and apply in minutes

1
Download the Connected AppAvailable on iOS and Android devices.
2
Register for freeCreate a profile and register or log in to start applying.
3
Choose the amount & repayment periodComplete the application and if approved funds reflect in your account in 24 hours.

Awards & Recognition

Fintech Awards

Wealth & Finance, AI Global Media LTD, 2024, South Africa

Most Innovative Retail Finance Provider

Global Brand Awards, 2024, South Africa

Hear from successful merchant funding stories

“Funding in 24 hrs from Lesaka enabled me to renovate my convenience store, which immediately boosted my gross profit and turnover.”

Graham Slaai

“Having a Lesaka retail cash vault means that my cash is safe, my staff is safe and that my site is not a target for criminal activity. I opted for the Lesaka cash vault, because they are stronger and bolted into the floor. Making the right choice for your cash management solution is a game changer.”

Songezo Nayo

“Funding in 24 hrs from Lesaka Capital enabled me to renovate my convenience store, which immediately boosted my GPs and turnover.”

Barry Moldenhauer

Don’t let cash flow hold you back

Access up to R5 million in funding within 24 hours. No paperwork, no fuss.

Frequently asked questions

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